Helping self-employed professionals, new Canadians, and move-up buyers in Vaughan, Thornhill, Richmond Hill, and beyond get approved with confidence.
Who We Serve
Whether you're self-employed in Woodbridge, newly arrived in Markham, or upsizing from the GTA to Aurora — we have the lender access and expertise to get you there.
Banks see complexity. We see success. Mortgages tailored for business owners, contractors, and entrepreneurs who write off expenses and need a lender who understands the real picture.
Learn moreStarting fresh in Vaughan, Richmond Hill, or Markham? We specialize in newcomer mortgage programs — including options for permanent residents with limited Canadian credit history.
Learn moreTrading city life for space in the 905? We'll navigate the bridge financing, port your mortgage, or restructure entirely — so your next chapter starts on your terms.
Learn moreHow It Works
No jargon. No run-arounds. Just a clear, guided path from conversation to keys in hand.
We start with a free strategy call to understand your situation — income, timeline, credit, and what you're trying to achieve. No forms, no pressure.
With access to 40+ lenders — from major banks to credit unions and private lenders — we find the product that fits your profile, not the other way around.
We handle the paperwork, communicate with your lawyer, and stay by your side until the deal is done and you're handing the moving company your keys.
Client Stories
From Woodbridge to Newmarket, we've helped York Region families make their boldest moves.
"I've been self-employed for six years and the banks kept turning me down — said my income was 'too complicated.' Caxton & Lucke took one look at my situation and had me approved within two weeks. We're in our dream home in Maple now."
"We arrived from Hong Kong two years ago and weren't sure we could even qualify for a mortgage yet. The team found us a newcomer program we didn't know existed. We closed on our townhome in Richmond Hill in 45 days."
"We were selling in North York and buying in Aurora at the same time — the bridge financing alone was a nightmare to figure out. Caxton & Lucke handled everything seamlessly. I honestly don't know how we'd have done it without them."
About Us
Caxton & Lucke Mortgages was built specifically for the York Region market — a place where self-employed entrepreneurs, newly arrived families, and ambitious move-up buyers deserve a broker who truly understands their story.
We're not a call centre. We're your dedicated mortgage team, licensed under Pegasus Mortgage Lending Center Inc. and committed to finding the right solution for your unique situation.